Faqs

Faqs

The length of time does it try switch your account?

That we provide your account will be fully switched in 7 working days if you use the Current Account Switch Service.

How do you switch my account to Card One cash?

Switching your account to Card One cash never been easier utilizing the present Account Change provider. We are able to switch all of your Direct Debits, standing instructions and wages/benefits. To be able to switch your account give us a call on 0871 811 1881 (Calls price 11p per moment, plus your phone business’s access cost) and now we will switch this over the device.

Does everything on my old account get switched to my brand new account?

No, recurring payments, additionally referred to as constant re payment authorities aren’t an element of the guarantee. They are create making use of your debit card details, as opposed to your account quantity and kind rule, and tend to be usually employed for telecoms bills, gym membership and cash advance repayments. Therefore if you change to a Card One cash account, you may need to allow businesses worried understand your brand-new card details.

exactly What goes on to any debit card deals that i’ve expected my bank that is old to?

The present Account change provider must perhaps perhaps maybe not affect this technique and any debit card deals which you have actually expected your bank to avoid should stay therefore after your switch.

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If you’re perhaps maybe maybe not just a bank, just what are you currently?

We have been an Authorised Payment Institution (API), running beneath the Payment Services Regulations regulated and authorised by the FCA. The main disimilarity between an API and a bank is the fact that we’re perhaps perhaps perhaps not certified to make use of the client’s cash for just about any function such as for example financing. There are some other key differences when considering a Bank and an API, such as various “Conduct of Business” and money adequacy guidelines.

Is my cash protected by the FSCS?

As Card one cash aren’t a bank your cash isn’t protected by the FSCS. Nevertheless, Card one cash holds hardly any money in your present account in a safeguarded account with our plumped for banking provider (Barclays Bank plc, nationwide Westminster Bank plc or the lender of England). Anything in your card is held in an account that is safeguarded by the card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, nationwide Westminster Bank plc). Fair re re re Payments Ltd certainly are a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ Put, 68 Upper Thames St, London, EC4V 3BJ.

I’ve a poor credit rating; can We nevertheless get yourself an account that is current?

Yes, you’ll. A card can be got by you one cash account, aside from your credit score. We do not make any credit checks*, we can assist you produce a start that is fresh.

May We apply online?

Yes, you are able to. Just click here to perform our application that is online kind. When you yourself have any dilemmas, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, as well as your phone organization’s access fee.) and something of our advisors will show you through the procedure.

May we get my salary/wages paid into my account straight?

Yes you are able to. To obtain your salary/wages compensated into the account you frequently simply provide your company together with your kind code and account number. Instead, it is possible to complete a wage hand and mandate to your boss. Please contact client Services that will find a way to organize to deliver a mandate out for your requirements.